Criteria for documenting medical necessity of implantable cardioverter-defibrillators (ICDs)
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An implantable cardioverter-defibrillator (ICD) — such as the one placed on footballer Christian Eriksen after he collapsed during a Denmark game in Euro 2020 — is a small battery-powered device that is placed inside a person’s chest to keep track of the rhythm of their heart. It can detect any rapid, life-threatening heartbeat and deliver the electric shock needed to restore the heart’s normal rhythm.
Implantable cardioverter-defibrillators (ICDs) are covered by insurance when they are medically necessary for the person in whom they are intended to be placed.
Generally, ICDs may be considered medically necessary for persons who have had, or are at high risk of, life-threatening ventricular tachyarrhythmias such as ventricular tachycardia (VT) and ventricular fibrillation (VF). They may also be considered medically necessary for persons with ischemic or non-ischemic dilated cardiomyopathy when the appropriate criteria are met.
When does a person need an ICD?
An implantable cardioverter-defibrillator may be considered medically necessary for individuals who meet any of the following conditions. Specific medical necessity criteria for each condition may vary among different health insurance companies so it is advised to verify the criteria followed by the individual’s insurance.
Implantable cardioverter-defibrillators (ICDs) are generally considered experimental, investigational, and/or not medically necessary for persons with left ventricular assist devices (LVADs).
Again, medical necessity criteria vary among different health plans. Please verify coverage and medical necessity criteria with the patient’s health insurance company.
Medicare may cover an implantable cardioverter-defibrillator (ICD) when the patient has any of the following conditions and meets the medical necessity criteria for the use of an ICD in such a condition: