Are dentures covered by Medicare, Medicaid, or commercial insurance?
Contents:
Are dentures covered by insurance?
Medical necessity criteria for dentures
Does Medicare cover dentures?
Does Medicaid cover dentures?
Documentation to Submit
Health plan criteria for dentures and other references
Are dentures covered by insurance?
Dental plans may cover some of the costs of dentures.
Medical plans generally don’t cover dentures but may cover the cost of installing the first denture(s) to replace teeth lost due to accidental injury.
Procedures that are done in order to prepare the mouth for dentures, such as the following, are among the dental services that are NOT covered benefits under medical plans.
Alveoplasty
Dental implant placement and/or bone grafting to support a dental prosthesis
Frenulectomy
Removal of the torus mandibularis or maxillary torus palatines
Tissue conditioning
Vestibuloplasty
Medical necessity criteria for dentures
Dentures, if covered, may be considered medically necessary if the patient has less than eight posterior teeth in occlusion. Some health plans require only less than ten posterior teeth in occlusion for dentures to be considered medically necessary.
Some health plans also consider dentures medically necessary if they are required to stabilize occlusion by minimizing extrusion or tipping of the teeth that the patient currently has.
Partial dentures that replace only anterior teeth is considered purely aesthetic or cosmetic and therefore not medically necessary by some health plans.
Does Medicare cover dentures?
Medicare does not cover dentures. Most dental devices, dental procedures, dental care, and dental supplies are not covered by Medicare.
Does Medicaid cover dentures?
Dentures are covered by Medicaid in some but not all states. Where they are covered, there may be limitations, such as only one set of dentures in a five-year period, in eight years, or in a lifetime. Other states require prior authorization and cover dentures only when are medically necessary.
Documentation to Submit
These are the things you can prepare documentation of in order to support your statement that dentures are medically necessary. Submit only those that apply.
Documentation that patient lacks teeth (“edentulous”):
If the patient has had less than eight posterior teeth for 3 or more years:
Documentation that the patient is physically and psychologically able to wear and maintain the prosthesis
Additional documentation requirements for medical necessity of replacement dentures:
Additional documentation requirements if the request is for cast-metal partial dentures:
Additional documentation requirements if the request is for flexible-base partial dentures:
Documentation of the following if relevant to patient’s need for dentures:
Health plan criteria for dentures and other references
Aetna Criteria for Dental Services and Oral and Maxillofacial Surgery
Blue Cross Blue Shield of North Carolina Criteria for Dental Reconstructive Services
California Department of Health Care Services (DHCS) Essential Health Benefits Summary
Florida Medicaid Policy on Dental Services
Illinois Department of Human Services Policy on Dental Services for Adults (Persons Age 21 and Over)
Indiana Health Coverage Programs for Dental Services
Louisiana Department of Health Medicaid Policy on Adult Denture Services
MaineCare Benefits Manual Chapter on Dental Services
MassHealth Policy on Dental Benefits
Medicaid Adult Dental Benefits Coverage by State
Medicare.gov Dental Services
Minnesota Department of Human Services Policy on Dental Benefits for Non-Pregnant Adults
Mississippi Medicaid Administrative Code for Dental Services
New York State Medicaid Program Dental Policy and Procedure Code Manual
Rhode Island Medicaid Policy on Covered Dental Benefits for Children Under Age 21
South Dakota Medicaid Policy on Dental Services
Tricare West Policy on Adjunctive Dental
Washington Apple Health (Medicaid) Policy on Dental Services